BOLD IS
FRESH

At PFS Insurance we have taken a fresh approach to insuring our restaurant clients. PFS knows that restaurants have had a lot of ups and downs and would like to help provide some stability. PFS represents Insurance carriers that provide specialized and unique coverages at competitive rates.

Restaurant Insurance

PFS Insurance specializes in:

  • Coffee Shops
  • Fast Food
  • Fine Dining
  • Family Dining
  • Food Trucks
  • Fast Casual
  • Delis
  • Pubs
  • Breweries
  • Caterers
  • Bakeries
  • Bars

Coverage Advantages:

  • Broad Form General Liability (non-auditable)
  • Expanded replacement cost coverag
  • No waiting time for business interruption
  • Higher spoilage limits
  • No 'protective safeguards' exclusions

Business Advantages:

  • Discounted Product Offerings from
  • Serve Safe & Intellicorp
  • Customized safety programs (no extra cost)

Cost Advantages:

  • Competitive rates
  • Low deductibles
  • Higher liquor receipts
  • Rates based off of square footage

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